Next deadline
For people in St. Louis who want the deadlines handled before they turn into decisions.
Today
Rates held steady; nothing changed for long-term plans
The Federal Reserve left the federal funds target range unchanged at its meeting today. Treasury yields moved less than a tenth of a point across the curve.
Informational only. Not a recommendation to buy or sell any security. The closing line above is fixed, approved once, and identical every day.
Next up
The deadlines that carry a consequence
The approach
THE STANDING PLAN
Inventory
What already exists. Accounts, benefits, insurance, estate documents, and the obligations attached to each.
The year ahead
Every deadline that applies to you goes on one calendar. You leave with the dates, not a promise.
Order of operations
What carries a deadline, what carries a consequence for waiting, and what can reasonably wait.
Standing review
A scheduled review, and the daily layer here in between, so the months between meetings are not silent.
Start with the year ahead
No cost, no obligation, and no account information required to start.
The Daily Brief
Sixty seconds, every weekday
Under 120 words. What happened, three to five sourced numbers, and then the same approved closing sentence every single day about what it does not change.
Rates held steady; nothing changed for long-term plans
The Federal Reserve left the federal funds target range unchanged at its meeting today. Treasury yields moved less than a tenth of a point across the curve.
What the template forbids
| No security names or tickers | Nothing that could read as a recommendation to buy or sell. |
| No forward-looking statements | No forecasts, no "we expect", no implied direction. |
| No figures we computed | Every number carries a source. Nothing is derived on this site. |
| No call to action | There is no CTA slot in the component. One cannot be added without changing the template, which requires resubmission. |
| Fixed closing line | Approved once, hashed, served from the disclosure store. The daily operator flow cannot edit it. |
The Money Calendar
Every deadline that carries a consequence
Each one: the date, who it applies to, what happens if it is missed, and a citation. No recommendation, no product, no call to action — which is what keeps the whole surface factual.
webcal://ckwfa.com/calendar.ics
Subscribe once and these appear inside your own phone calendar, with a reminder seven days ahead of each one. Refreshes daily.
The planning approach
THE STANDING PLAN
Planning here is organized around the calendar year, because that is how money actually works. Contribution windows close. Distributions come due. Enrollment periods open and shut. The plan is the schedule of those decisions, and the reasoning behind the order they are taken in.
Inventory
We start with what already exists. Accounts, employer benefits, insurance, estate documents, and the obligations attached to each. Most of it is written down somewhere. Very little of it is written down in one place.
The year ahead
Every deadline that applies to your situation goes on one calendar — contribution cutoffs, distribution requirements, enrollment windows, filing dates. You leave with the dates themselves, not a promise that someone will remind you.
Order of operations
Decisions get sequenced: what carries a deadline, what carries a consequence for waiting, and what can reasonably wait. The reasoning is written down so it can be revisited later rather than reconstructed from memory.
Standing review
A scheduled review at a stated frequency, and the daily layer on this site in between — so the months between meetings are not silent.
Nothing in this process commits you to moving an account, and the first meeting costs nothing.
D16 — PLACEHOLDER PENDING APPROVED TEXT
Wells Fargo Advisors does not provide tax or legal advice.
Contact
What a first meeting covers
- What you already have, and what each piece is currently doing.
- Which deadlines apply to you in the next twelve months.
- The documents worth gathering before any decision gets made.
- How we would work together, how often, and what it costs.
Usually forty-five minutes. In person at the branch, or by phone or video.
If you need to send a document, it goes through the firm's secure system, never through this site or email.
Please do not include account numbers, Social Security numbers, or other personal financial information in this form.
No cost, no obligation, and no account information required to start. This submission mirrors to the firm email address so the record lands inside existing firm archiving.
For the reviewer
Disclosure index
Every required element, where it appears, and the approval it is carrying. Built so the full set can be verified in under two minutes without contacting anyone.
| ID | Element | Placement | State |
|---|
How this is enforced
| Lifted, never typed | Exact strings are taken from the approved source at build time and stored with their source URL. No disclosure was retyped, paraphrased, or written from memory. |
| Hashed at approval | Each string carries a SHA-256 of the text as approved. A row whose hash no longer matches is omitted from the page and flagged, rather than served. |
| Diffed nightly | Every string is compared against its canonical Wells Fargo source each night. On drift the site hard-fails to a holding card and emails the operator. |
| Gated at the data layer | Nothing renders without an approval ID. The edge replica physically cannot hold an unapproved row — the database rejects it. |
| Outbound links | Every link leaving this site fires an interstitial first. No syndicated feeds, no social embeds, no comment threads, no user-generated content. |
| Withdrawal | One configuration flag returns the entire public site to a holding card in under sixty seconds, from a phone, with no deploy. |